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Gross Credit: Includes credit to residents and non-residents: loans to non-banking financial institutions, Trade Bills Discounted and Loans and Advances to the Government and Public Sector, Private sector (corporates and individuals) in local and foreign currencies.
Total Deposits: Net of inter-bank deposits and bank drafts, including commercial prepayment.
Capital & Reserves : Excluding subordinated borrowings/deposits, but including current year profit
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