Health Care Cost Institute

1. The dataset is extracted from the report which covers the health care cost and utilization trends for Americans younger than age 65 and covered by employer-sponsored insurance (ESI) for the years 2010 through 2015.2. Out-of-pocket spending was defined as the dollars spent by individuals for health care services in the form of co-payments, coinsurance, and deductibles.3. The analysis of data tells that Health care spending per capita for this population grew 3.4% in 2014. Similarly, over the 2010–2015 period, per capita spending growth was relatively steady and grew between 3.0% and 4.0% in each year; growing an average annual 3.4%.